> For the complete documentation index, see [llms.txt](https://comercios.puntopago.net/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://comercios.puntopago.net/que-debe-hacer-el-cliente.md).

# ¿Qué debe hacer el cliente?

- [Elección de las opciones de pago](https://comercios.puntopago.net/que-debe-hacer-el-cliente/eleccion-de-las-opciones-de-pago.md): Después de que creas un pedido en el portal del comerciante, el cliente completa el pago directamente en la aplicación Punto Pago. El proceso es sencillo y normalmente tarda menos de un minuto.
- [Documentos que necesita el cliente](https://comercios.puntopago.net/que-debe-hacer-el-cliente/documentos-que-necesita-el-cliente.md): Para pagar usando Cuotas (Compra ahora, Paga después), los clientes deben tener una cuenta Punto Pago verificada.
- [Decisión de aprobación de crédito](https://comercios.puntopago.net/que-debe-hacer-el-cliente/decision-de-aprobacion-de-credito.md): Cuando un cliente paga con Cuotas, el sistema realiza una evaluación de crédito automática para determinar si la compra puede financiarse.


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